Smart Coverage. Real Protection.
Finally, Coverage That Makes Sense.
Understanding auto insurance shouldn’t feel like decoding a legal document—but for many drivers, it does. From confusing policies to unexpected fees, protecting your vehicle can quickly become overwhelming. If you’ve ever felt unsure about what coverage you really need—or whether you’re even getting a fair deal—you’re not alone.
That uncertainty often leads to hesitation, and hesitation can cost you. Whether it’s staying compliant with state laws, handling a claim, or finding affordable protection that truly fits your needs, a lack of clarity makes it easy to delay decisions or settle for less-than-ideal coverage.
That’s why Smigo Auto Protection exists—to bring clarity, confidence, and control back to drivers. Our plans are simple, flexible, and designed around real needs—not cookie-cutter templates. No fine print. No pressure. Just straightforward coverage you can understand, supported by a team you can trust.
With transparent pricing, customizable options, and expert guidance at every step, Smigo makes it easy to move forward—protected, confident, and informed—on every mile of your journey.
Our Auto Insurance Packages
Whether you’re a solo driver or overseeing a growing fleet, Smigo Auto Protection provides flexible, budget-friendly insurance plans tailored to your specific needs. From basic liability coverage to full-scale commercial protection, we make it simple to stay secure and confident on the road.
1. Essential Plan – $45/month
Perfect for drivers who need to meet state minimum requirements.
State-Mandated Liability Coverage
Bodily Injury & Property Damage Protection
24/7 Claims Support
2. Everyday Protection – $75/month
Our most popular option—ideal for daily drivers seeking balanced coverage.
Liability + Collision & Comprehensive Coverage
Uninsured/Underinsured Motorist Protection
Roadside Assistance Included
3. Elite Coverage – $110/month
Premium protection with extra benefits for maximum peace of mind.
Full Coverage + Rental Car Reimbursement
Glass & Windshield Protection
Accident Forgiveness
Gap Insurance Coverage
1. Small Business Plan – $95/month per vehicle
Designed for contractors, gig workers, and mobile service providers.
Commercial Liability Coverage
Equipment & Tool Protection
Hired & Non-Owned Vehicle Coverage
2. Fleet Plus – Custom Pricing
Built for businesses managing 3 or more vehicles.
Advanced Fleet Management Tools
Flexible Deductible Options
Driver Screening & Background Checks
On-Site Policy Reviews & Annual Coverage Audits
3. Rideshare Pro – $68/month
Specialized protection for rideshare and delivery drivers (Uber, Lyft, DoorDash, etc.).
Hybrid Personal + Rideshare Coverage
Passenger Liability Protection
Gap Time Coverage (on/off app duty)
Get Your Free Quote Today!
Find the perfect coverage in minutes. No hassle. No hidden fees. Just smart protection, personalized for you.