Smigo

Smart Coverage. Real Protection.

Finally, Coverage That Makes Sense.

Understanding auto insurance shouldn’t feel like decoding a legal document—but for many drivers, it does. From confusing policies to unexpected fees, protecting your vehicle can quickly become overwhelming. If you’ve ever felt unsure about what coverage you really need—or whether you’re even getting a fair deal—you’re not alone.

That uncertainty often leads to hesitation, and hesitation can cost you. Whether it’s staying compliant with state laws, handling a claim, or finding affordable protection that truly fits your needs, a lack of clarity makes it easy to delay decisions or settle for less-than-ideal coverage.

That’s why Smigo Auto Protection exists—to bring clarity, confidence, and control back to drivers. Our plans are simple, flexible, and designed around real needs—not cookie-cutter templates. No fine print. No pressure. Just straightforward coverage you can understand, supported by a team you can trust.

With transparent pricing, customizable options, and expert guidance at every step, Smigo makes it easy to move forward—protected, confident, and informed—on every mile of your journey.

Our Auto Insurance Packages

Whether you’re a solo driver or overseeing a growing fleet, Smigo Auto Protection provides flexible, budget-friendly insurance plans tailored to your specific needs. From basic liability coverage to full-scale commercial protection, we make it simple to stay secure and confident on the road.

1. Essential Plan – $45/month

Perfect for drivers who need to meet state minimum requirements.

  • State-Mandated Liability Coverage

  • Bodily Injury & Property Damage Protection

  • 24/7 Claims Support

2. Everyday Protection – $75/month

Our most popular option—ideal for daily drivers seeking balanced coverage.

  • Liability + Collision & Comprehensive Coverage

  • Uninsured/Underinsured Motorist Protection

  • Roadside Assistance Included

3. Elite Coverage – $110/month

Premium protection with extra benefits for maximum peace of mind.

  • Full Coverage + Rental Car Reimbursement

  • Glass & Windshield Protection

  • Accident Forgiveness

  • Gap Insurance Coverage

1. Small Business Plan – $95/month per vehicle

Designed for contractors, gig workers, and mobile service providers.

  • Commercial Liability Coverage

  • Equipment & Tool Protection

  • Hired & Non-Owned Vehicle Coverage

2. Fleet Plus – Custom Pricing

Built for businesses managing 3 or more vehicles.

  • Advanced Fleet Management Tools

  • Flexible Deductible Options

  • Driver Screening & Background Checks

  • On-Site Policy Reviews & Annual Coverage Audits

3. Rideshare Pro – $68/month

Specialized protection for rideshare and delivery drivers (Uber, Lyft, DoorDash, etc.).

  • Hybrid Personal + Rideshare Coverage

  • Passenger Liability Protection

  • Gap Time Coverage (on/off app duty)

Get Your Free Quote Today!

Find the perfect coverage in minutes. No hassle. No hidden fees. Just smart protection, personalized for you.


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